Personal Banking
From everyday checking to multi-currency wealth management, Apex Personal delivers institutional-grade infrastructure with the discretion you expect.
$1.2T
Assets under custody
140+
Countries served
AAA
S&P Credit rating
1924
Founded
What's included
Zero FX markup, unlimited international wires, instant settlement on intra-Apex transfers.
Tiered APY up to 5.15%. Same-day liquidity. FDIC-insured to $500M per entity via sweep network.
Polished titanium. Accepted in 140+ countries. Real-time controls and FX-free spending up to $50K/day.
Hold and transact in 38 currencies. Lock FX rates 90 days in advance with Apex Hedge.
Identity restoration, fraud guarantee, and travel insurance to $5M — included.
Your dedicated banker. Real human. Average response time: 47 seconds, any time zone.
Membership tiers
From $50,000 on deposit
Most popular
From $500,000 on deposit
From $10,000,000 on deposit
Open your account
Submit your application online. Verification typically completes in 24 hours.
Begin application